Andrey Kozorezov with NEXA Lending, LLC

Andrey Kozorezov with NEXA Lending, LLCAndrey Kozorezov with NEXA Lending, LLCAndrey Kozorezov with NEXA Lending, LLC
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Andrey Kozorezov with NEXA Lending, LLC

Andrey Kozorezov with NEXA Lending, LLCAndrey Kozorezov with NEXA Lending, LLCAndrey Kozorezov with NEXA Lending, LLC
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Unlock Your Homeownership Dreams

Unlock Your Homeownership DreamsUnlock Your Homeownership DreamsUnlock Your Homeownership Dreams

Maximize your property borrowing potential with expert guidance today.

Apply Now!
Schedule Free Consultation

(425) 239-9700

Unlock Your Homeownership Dreams

Unlock Your Homeownership DreamsUnlock Your Homeownership DreamsUnlock Your Homeownership Dreams

Maximize your property borrowing potential with expert guidance today.

Apply Now!
Schedule Free Consultation

(425) 239-9700

What Loan Officers Don’t Tell You About Your Rate

Rate matters most.

But your loan structure is what drives your rate.  Most loan officers don’t have time to explain how structure changes your rate. 

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EXPLORE YOUR LOAN OPTIONS

Types of Mortgages Available

Conventional Loans

Conventional Loans

Conventional Loans

 Great for buyers with good credit and steady income. 

Conventional Loans Options

FHA loans

Conventional Loans

Conventional Loans

 Low down payment options for first-time buyers. 

FHA Loans Options

VA Loans

Conventional Loans

DSCR Loans

 Zero down loans for eligible veterans and service members. 

VA Loans Options

DSCR Loans

Bank Statement Loans

DSCR Loans

 For real estate investors using rental income. 

DSCR Loans Options

Bank Statement Loans

Bank Statement Loans

Bank Statement Loans

 Designed for self-employed borrowers. 

Bank Statement Loans Options

1099 & P&L Loans

Bank Statement Loans

Bank Statement Loans

 Income verification via 1099 forms or profit & loss statements. 

1099 & P&L Loans Options

Reverse Mortgages

Rehab & Renovation Loans (FHA 203k / Homestyle)

Rehab & Renovation Loans (FHA 203k / Homestyle)

  Home equity solution for homeowners aged 62 and older. Convert a portion of your home’s equity into cash — with no monthly mortgage payments required. 

Reverse Mortgage Loans Options

Rehab & Renovation Loans (FHA 203k / Homestyle)

Rehab & Renovation Loans (FHA 203k / Homestyle)

Rehab & Renovation Loans (FHA 203k / Homestyle)

 Finance both the purchase and renovation of a property in a single loan — ideal for sweat equty shoppers.

Rehab & Renovation Loans Options
New Home Construction

Construction Loans

Rehab & Renovation Loans (FHA 203k / Homestyle)

Construction Loans

  Build your dream home from the ground up. Custom loan options for land purchase, new construction, or major structural renovations. 

Construction Loans Options

Find Out What Loan Options Fit Your Situation

📞 Call or Text: 425-239-9700 for a Quick Answer
Get Pre-Approvaed

Latest Mortgage Insights & Tips

LEARN WHICH LOAN FITS YOUR GOALS

Frequently Asked Questions

Please reach us at akozorezov@nexamortgage.com if you cannot find an answer, or visit our extended FAQ page for more details.

 Down payment depends on the loan program. Some options start as low as 3% or even 0% for qualified buyers. We’ll review your situation and show you the best options available. 


 

Credit score requirements vary depending on the loan program. Some options allow qualification with lower scores, while others may require higher credit. There are also programs for borrowers with limited or no traditional credit history. We’ll review your situation and match you with the right option.


Yes. There are loan programs specifically designed for self-employed borrowers who show lower income on tax returns. Options like bank statement loans allow you to qualify based on cash flow instead of traditional income. We’ll review your situation and find the best approach.


 In most cases, pre-approval can be done quickly after you complete a short application. This helps you understand your budget and move forward with confidence. 


 The best first step is to complete a quick application so we can review your situation and show you your options. From there, we’ll guide you through the next steps. 


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Find Out What Loan Options Fit Your Situation

📞 Call or Text: 425-239-9700 for a Quick Answer
See What You Qualify For

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Andrey Kozorezov NMLS# 1937814

NEXA Lending, LLC NMLS# 1660690

3100 West Ray Road Suite #210 Office #209, Chandler, Arizona 85226, United States

(425) 239-9700 akozorezov@NEXAlending.com

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 NEXA Lending LLC is an Equal Housing Lender 

Copyright © 2025 Andrey Kozorezov with NEXA Lending, LLC - All Rights Reserved.

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